Not paying attention - smartphone

Last week Thursday at the client I managed to have my smartphone unclip from the belt and fall into the toilet. At least it was after the flush. I should have been on the lookout since the weekend of the wine party I managed to bounce the phone off the toilet seat onto the floor. That night on the flight home it managed to sporadically be useable, most of the time just flashing pixels at me. Luckily when I got my phone a month ago it automatically came with insurance.  The replacement showed up at my apartment today(Monday) while I'm in New York again with a loaner phone, texting and phone calls basically. Luckily I must have somehow put my hundreds of contacts into the cloud and thus didn't have to try to recreate that. My pictures I don't know if they are salvageable yet.