This likely means I have to work until 65 and hope like hell that Medicare is still around and that Medicare doesn't change to decline pre-existing conditions.
I likely will have to move to another country with better health care and insurance as soon as I quit working.
Here’s an example of just some of the “declinable” pre-existing conditions that existed before Obamacare became law, from the Kaiser Family Foundation.
Alcohol abuse/ Drug abuse with recent treatment
Mental disorders (severe, e.g. bipolar, eating disorder)
Arthritis (rheumatoid), fibromyalgia, other inflammatory joint disease
Cancer within some period of time (e.g. 10 years, often other than basal skin cancer)
Congestive heart failure
Coronary artery/heart disease, bypass surgery
Crohn’s disease/ ulcerative colitis
Chronic obstructive pulmonary disease (COPD)/emphysema
Pending surgery or hospitalization
Pregnancy or expectant parent
Hepatitis (Hep C)
Kidney disease, renal failure